What is an IUA?
April 10, 2024
An initial unshareable amount, or IUA, is the amount a HealthShare member must commit to paying for a medical need before the medical cost sharing community will begin to share expenses related to that need.
Learn More
- Click here to learn more about IUAs.
- Visit zionhealthshare.org/member-guidelines to learn more about eligible medical costs.
- View one HealthShare member's story by clicking here.
- Are you a HealthShare member? Contact a Benefit Advocate to verify your benefits: 888-920-7526.
Explore

Most Planstin-managed health plans do not use a provider network . That means you are free to work with any provider with out fear of any out-of-network penalties. Very few Planstin-managed health plans still use a provider network. In this case, your health plan uses the PHCS network of providers. Fair-priced healthcare & care coordination The majority of Planstin-managed health plans use an innovative healthcare pricing strategy called fair-priced healthcare. This strategy does not require the use of a provider network, and instead relies on a care coordination team to help you work with your provider, make appointments, and locate providers that work well with your benefits. To learn more about fair-priced healthcare, click here . To learn more about care coordination click here .

Preventive Core is a health plan that focuses on preventive care. This health plan meets ACA requirements for minimum essential coverage (otherwise known as MEC). Fair-priced healthcare This health plan uses an innovative healthcare pricing strategy called fair-priced healthcare. To learn more about fair-priced healthcare, click here . Care coordination Preventive Core health plans have no network restrictions and include care coordination services to help you make appointments and locate providers that work well with your benefits. To learn more about care coordination click here . To view information about your Preventive Core health plan, click here and select your specific plan name.