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Small businesses don’t have to accept rising premiums as the cost of offering benefits. Health insurance alternatives are giving employers a smarter, more sustainable way to support their teams.

Over 32 million people will benefit from HSA-compatible telemedicine under the new OBBBA law. Here’s why this change matters—and how it reshapes access to care.

Benefits are getting more expensive, and traditional models are cracking under the pressure. In 2026, businesses will need smarter, more flexible ways to care for their teams.

Renewal season rarely waits for a quiet calendar. As projects stack up, so do the questions. What do our people need most? Where are we paying too much? Mercer projects a 6.5 percent increase in employer health benefit costs in 2026 , which can make open enrollment feel daunting. 

Even a thoughtful benefits program will not reach its full potential unless employees understand it. Clear, thoughtful communication is necessary.

See why supplemental health insurance is a smart move for employers—filling gaps, easing stress, and strengthening your benefits strategy.

After a brief and unexpected dip in 2025, the IRS is once again raising the Employer Shared Responsibility Payment (ESRP) penalties in 2026.

With premiums rising, out-of-pocket limits climbing, and new rules on the horizon, this year’s Open Enrollment isn’t just routine—it’s a turning point. Here’s what employers need to know (and do) to stay ahead.