MAXIMIZING BENEFITS


Group of people clapping, smiling, in a meeting room, near a glass wall with sticky notes.
December 2, 2025
Renewal season rarely waits for a quiet calendar. As projects stack up, so do the questions. What do our people need most? Where are we paying too much? Mercer projects a 6.5 percent increase in employer health benefit costs in 2026 , which can make open enrollment feel daunting. 
Two women looking at a tablet in an office setting. One points to the screen.
November 21, 2025
Even a thoughtful benefits program will not reach its full potential unless employees understand it. Clear, thoughtful communication is necessary.
Woman smiling, talking on phone, holding coffee, using laptop at outdoor table.
October 28, 2025
See why supplemental health insurance is a smart move for employers—filling gaps, easing stress, and strengthening your benefits strategy.
Man in blazer looking intently at his phone, a laptop and second phone on the desk. Modern office setting.
October 21, 2025
After a brief and unexpected dip in 2025, the IRS is once again raising the Employer Shared Responsibility Payment (ESRP) penalties in 2026.
Woman in clothing store, smiling, holding tablet, standing near a display of folded sweaters.
October 1, 2025
With the 2026 updates to HSA contribution limits and HDHP requirements, there are new opportunities to enhance these benefits while maximizing
Woman in office drawing on whiteboard; team in background.
September 18, 2025
Designing a comprehensive benefits plan can feel overwhelming. A strong plan simply answers one question: How can we best support our employees’ health while protecting the business?
Woman with hands on head surrounded by papers, appearing stressed, in her office.
August 28, 2025
Between rising costs, complex regulations, and endless questions from employees, many businesses are stuck in survival mode.
A woman is sitting at a table with a cup of coffee and a cell phone.
April 17, 2025
Whether you’re an individual looking for tax savings, a self-employed professional exploring flexible benefits, or an employer seeking sustainable options for your team, understanding HSAs can unlock major value.
A man and a woman are shaking hands in an office.
April 4, 2025
In today’s hiring market, companies are doing everything they can to stand out. But the secret to attracting and keeping great employees may not be flashy perks or trendy office spaces — it’s your benefits package, and more importantly, the choices you offer within it.
A man is sitting at a desk looking at his cell phone.
February 24, 2025
The IRS decision to lower employer shared responsibility penalties in 2025 is a rare move. However, it comes alongside increased penalties for missed reporting deadlines. Take this opportunity to optimize your benefits strategy and make sure you are avoiding the penalties altogether.
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